:root{--ink:#0a2540;--ink-dark:#061a30;--cyan:#0aa1c7;--cyan-dark:#0883a3;--warm:#f97316;--warm-dark:#e15f08;--bg:#fff;--bg-alt:#eef6fa;--text:#243642;--muted:#5a6b78;--display:"Barlow Condensed",sans-serif;--sans:"Barlow",-apple-system,sans-serif}*{margin:0;padding:0;box-sizing:border-box}body{font-family:var(--sans);color:var(--text);background:var(--bg);line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:var(--ink)}h1,h2,h3{font-family:var(--display);line-height:1.05;color:var(--ink)}.container{max-width:1120px;margin:0 auto;padding:0 22px}.btn{display:inline-block;background:var(--warm);color:#fff;font-family:var(--display);font-weight:700;text-transform:uppercase;font-size:1.05rem;padding:14px 30px;border-radius:6px;text-decoration:none;border:none;cursor:pointer}.btn:hover{background:var(--warm-dark)}.btn-cyan{background:var(--cyan);color:#fff}.btn-cyan:hover{background:var(--cyan-dark)}.btn-ghost{background:transparent;border:2px solid rgba(255,255,255,.75);color:#fff}.topbar{background:var(--ink-dark);color:#cfe4ee;text-align:center;font-size:.85rem;padding:8px 16px;font-weight:600}.topbar b{color:var(--cyan)}header.site{background:var(--ink);color:#fff;padding:14px 0;position:relative;z-index:20}header.site .container{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}.logo{font-family:var(--display);font-size:1.5rem;font-weight:800;text-transform:uppercase;color:#fff;text-decoration:none}.logo span{color:var(--cyan)}nav.main a{color:#cfe4ee;text-decoration:none;margin-left:18px;font-size:.9rem;font-weight:600}nav.main a:hover{color:#fff}nav.main a.cta{background:var(--warm);color:#fff;padding:8px 16px;border-radius:5px;font-family:var(--display);text-transform:uppercase}.hero{position:relative;color:#fff;padding:94px 0;background:linear-gradient(#0a2540cc,#061a30e6),url(/images/hero-ac.jpg) center/cover no-repeat}.hero .eyebrow{color:var(--cyan);letter-spacing:.14em;text-transform:uppercase;font-size:.82rem;font-weight:700;margin-bottom:14px}.hero h1{color:#fff;font-size:3.6rem;text-transform:uppercase;margin-bottom:16px;max-width:16ch;text-shadow:0 2px 14px rgba(0,0,0,.4)}.hero p.sub{font-size:1.2rem;color:#dbeaf2;max-width:52ch;margin-bottom:28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.trust-bar{background:var(--ink);color:#b9d3e0;text-align:center;padding:13px 0;font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600}section.block{padding:76px 0}section.block.alt{background:var(--bg-alt)}.section-eyebrow{color:var(--cyan-dark);letter-spacing:.14em;text-transform:uppercase;font-size:.85rem;font-weight:700;margin-bottom:10px}section.block h2{font-size:2.5rem;text-transform:uppercase;margin-bottom:16px}section.block p{margin-bottom:14px;font-size:1.05rem}.lede{font-size:1.18rem;color:var(--muted);max-width:70ch}.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:40px}.card{background:#fff;border:1px solid #d5e6ee;border-radius:8px;overflow:hidden;box-shadow:0 2px 10px #0a25400d}.card img{height:190px;width:100%;object-fit:cover}.card .card-body{padding:22px}.card h3{font-size:1.5rem;text-transform:uppercase;margin-bottom:8px}.card p{font-size:.97rem;color:var(--muted);margin-bottom:12px}.card a{font-family:var(--display);font-weight:700;color:var(--cyan-dark);text-decoration:none;text-transform:uppercase;font-size:.9rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.split img{border-radius:8px;height:100%;object-fit:cover}.stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:22px;margin-top:36px;border-top:2px solid #d5e6ee;padding-top:30px}.stat b{display:block;font-family:var(--display);font-size:2.4rem;color:var(--cyan-dark)}.stat span{font-size:.82rem;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);font-weight:600}.cta-band{background:var(--cyan);color:#fff;text-align:center;padding:64px 0}.cta-band h2{color:#fff;font-size:2.4rem;text-transform:uppercase;margin-bottom:12px}.cta-band p{color:#e0f4fa;margin-bottom:24px;font-size:1.1rem}.cta-band .btn{background:var(--warm)}footer.site{background:var(--ink-dark);color:#9db8c6;padding:52px 0 96px;font-size:.9rem}footer.site a{color:#cfe4ee;text-decoration:none}footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:28px;margin-bottom:28px}footer.site h4{color:#fff;font-family:var(--display);text-transform:uppercase;font-size:1.2rem;margin-bottom:10px}footer.site ul{list-style:none}footer.site li{margin-bottom:6px}.disclaimer{border-top:1px solid #123a55;padding-top:16px;font-size:.78rem;color:#6d8798}.sticky-cta{position:fixed;bottom:0;left:0;right:0;background:var(--warm);padding:11px;text-align:center;z-index:50;box-shadow:0 -2px 12px #00000040}.sticky-cta a{color:#fff;font-family:var(--display);font-weight:800;text-decoration:none;text-transform:uppercase;font-size:1rem}@media(min-width:820px){.sticky-cta{display:none}footer.site{padding-bottom:52px}}@media(max-width:820px){.hero h1{font-size:2.5rem}.split{grid-template-columns:1fr;gap:28px}section.block h2{font-size:2rem}nav.main a:not(.cta){display:none}}